Impact Program Information
Outlines program types, eligibility, and other questions prior to membership.
General Impact Questions
- What is Healthcare Sharing?
- What is Impact Health Sharing?
- How does Impact Health Sharing work?
- Does Impact Health Sharing work?
- Is Impact Health Sharing insurance?
- If you're not insurance, what are you?
- Is this a major medical plan?
- How do I compare my current insurance pricing with Impact?
- How do I decide if Impact is right for me?
- Why is Healthcare Sharing cheaper?
- Do I have to wait until Open Enrollment to join?
- How do I apply?
- What information do I need to complete the application for membership?
- How do I fill out the application for membership?
- Is there an application fee?
- If I join, when will sharing start?
- What are the qualifications for membership?
- Can I use my HSA account?
- Does Impact try to keep a certain amount of money in each Member's account?
- How does Impact manage healthcare costs?
- Does Impact Health Sharing have any oversight?
- Is Impact available in all 50 states?
- Does Impact work with an HSA (Health Savings Account)?
- As an Impact member, will I have to pay a penalty for not having insurance per the Affordable Care Act?
- How do you determine the Monthly Share Amount?
- Who determines the eligibility of medical bills?
- How does Impact build reserves for the eligible expenses of the membership?
- Are there any out-of-pocket costs?
- If I want to search the entire site for something, can I?
- Can anyone join Impact?
- Do I have to be a U.S. Citizen?
- Can I get a discount if I am healthy?
- What if I get a message saying my account can't be verified?
- Is Impact Available in New Jersey?
- When will I know if I am accepted?
- When can my membership start?
- How do I change my desired membership start date?
- Can I withdraw or cancel at any time?
Individual & Family Program
Senior Program
- Do you have an option for senior adults 65 and older?
- Is Impact a Medigap Plan?
- In New Jersey, do senior citizens (65 and older) on Medicare have to pay the SRP tax penalty?
- How do I access care if I have Medicare Parts A & B?
- Is there a deductible for those with Medicare?
- Do I have to upload bills from Medicare if I am 65+?
- How do prescriptions work for Seniors 65+ with Medicare?
- Do you have an option for those on Medicare?
Employer Groups
- Is there an option for groups?
- Can employees have Impact Memberships through their employer?
- Who pays for my employees under a group enrollment?
- Can an employer cancel an employee's sponsored group membership?
- Can I fill out the application for my employee?
- What is a payment token?
- Can you sponsor employees without paying the full share amount?
- Can I combine Impact Health Sharing with other employer benefits?
- Can an employer purchase Impact Health Sharing for its employees?
- As an employer, can I offer Impact Health Sharing to my employees?