Impact loves babies, and that's why the team here at Impact Health Sharing is here to walk along side you on your journey.
How do I know if my maternity is eligible for sharing?
Maternity is eligible for sharing after the mother has been a member for 12 months. Sharing is limited to $150,000 for any single pregnancy event, including antepartum care, the cost of delivery and complications to the mother and/or child(ren), and postpartum care.
To be eligible, delivery must be performed by a medical doctor, doctor of osteopathy, or midwife who is properly licensed, certified, and/or registered in the state of delivery.
- Medical bills incurred before the newborn’s membership date.
- Unresolved maternity medical conditions of mother or child.
What if my maternity is not eligible for sharing?
As long as either mom or dad are Impact members, your baby can be considered part of your Impact household from birth. Complete and return the Application to Add a Family Member(s) within 30 days of birth. There is no application fee for adding your child to your membership.
Please Note: You do not have to provide the baby’s social security number to add the newborn to your membership.
Assistance may be available through an alternative program. We have Patient Advocates who can help. If you qualify, the alternative program may pay for your current pregnancy.
How do I find a provider?
Impact does not use a provider network. You may keep your current provider or go to any provider of your choice.
Present your Impact member card.
Ask the provider to bill Impact using the information on the back of your member card. All of the information that their billing specialist will need is on the card. Our phone number is also included on the card if they have any questions. If they ask what network Impact participates with, you can let them know that you are free to see any provider you choose.
Members and providers are encouraged to pre-notify.
Pre-notification enables Impact to inform the member about provider options and potential incentives available. If a member or their provider does not pre-notify Impact, the member is subject to an additional provider fee of $1,000 for the treatment or event.