Healthcare Sharing isn't insurance. It's a decentralized, non-profit approach to paying for healthcare. For most households, this results in a steep reduction of their monthly costs as compared to the high cost of insurance.
Costs vary based on your age, how many members are in your family, and the Primary Responsibility Amount you select. With over 500 unique price points, you'll be able to find a plan that works best for you and your household budget!
Use our Share Price Calculator to find and choose a Monthly Share Amount that works best for you:
Primary Responsibility Amount (PRA): The per household per year amount that you pay towards your eligible bills before your bills are shared by the other Impact Members.
Co-Share : The percentage of your eligible bills you pay after your PRA is met. The Co-Share is limited to $5,000 per household per year.
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Members in a Healthcare Sharing Organization such as Impact Health Sharing are exempt from the individual mandate in the Patient Protection and Affordable Care Act found in 26 United States Code §5000A(d)(2)(B). Impact Healthcare Sharing is not insurance. It is a not-for-profit organization and is not guaranteed in any way. Impact Healthcare Sharing is exempt from insurance regulation. The following states require a notice for Impact Health Sharing to qualify for an exemption from insurance regulation with the Impact Healthcare Sharing offering. While Impact Health Sharing is not insurance and therefore, need not qualify for such exemptions, Impact Health Sharing has elected to publish these exemptions. You can review the disclosure required for the state in which you reside: View Disclosures.
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