Our Programs

No matter which program you choose, you’ll enjoy:

We had insurance in the past, but we feel better cared for with Impact—and we chose to stay.

— Angela M.,
Member since 2022

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Lower Monthly Costs

Members save up to 50% compared to health insurance.

Fast Sharing

Providers are typically paid for eligible medical bills within 15 days.

Freedom of Choice

Choose any doctor, specialist, or hospital you trust—without network restrictions or referral requirements. With Impact, you make the decisions about your care, not an insurance company.

READY TO SEE HOW HEALTHCARE SHARING WORKS?

Sharing is simple. Each month you will pay your Monthly Share and Impact will match those funds with another member’s eligible medical expenses. We will then send the payment to the provider. If you have to visit a provider, have them send the bill to us and we’ll guide you on the next steps. Once your family meets your annual Primary Responsibility Amount, other members will begin to share in your medical expenses.

HOW DOES IMPACT ACTUALLY WORK?

In some ways, Impact Health Sharing functions the same as your current health plan, but it's different in ways that matter!

And, Impact is open for enrollment year-round. Open enrollment restrictions don't apply to healthcare sharing.

HOW DOES IT WORK WHEN I GO TO THE DOCTOR?

If you need medical care, simply choose your provider, present your Impact Member Card and pay the provider fee at the time of visit.

Since Impact Health Sharing is not insurance, you choose your doctor and health care facility. With no provider network limitations, you can keep the providers you already know and trust for all of your health care needs.

HOW DOES IT WORK FOR REAL MEMBERS?

Don't take our word for it. Listen to an Impact Member tell you how Impact Health Sharing works for them.

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