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BMI Assessment
If anyone on your program qualifies, an additional $125 will be added to your Monthly Share.
Families
Healthcare Sharing That Fits Your Life
From everyday care to major medical needs, Impact makes healthcare simple, affordable, and people-first.
Why Families Choose Impact
One PRA for the Whole Year
Your annual Household Primary Responsibility Amount (PRA) is met once per year for the whole family. After that, eligible medical expenses are shared.
Freedom to Choose Providers
See any doctor, specialist, or hospital you trust—no networks or referrals required. You make the decisions about your care, not an insurance company.
Fast Sharing
Impact reviews and processes eligible medical bills quickly, with providers typically paid in less than 15 days.
Wellness Rewards
Earn up to $150 per month, per household, by submitting receipts for healthy choices like gym memberships, acupuncture, supplements, and more. These rewards can reduce your annual PRA—putting money back in your pocket for living well.
*Wellness Rewards are not included with the Senior program.
*Wellness Rewards are not included with the Senior program.
Savings Highlight
Impact has been such a blessing to our family. They’ve been with us through pregnancies, emergencies, and everyday care—and we’ve never had to stress about surprise bills.
— Fallon P.,
Member since 2020
Member since 2020
Members save up to 50% compared to health insurance.
Eligible medical bills are typically shared and paid to providers in less than 15 days.
Short-Term Teletherapy and 24/7 Telehealth are included with every membership—no extra cost or surprise fees.
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Understanding Your Pricing
Annual Household Primary Responsibility Amount (PRA):
The total your household pays each year toward eligible medical bills before additional expenses become eligible for sharing with the member community. Choose from four options to find the level that best fits your needs and budget.
Co-Share:
After your annual PRA is met, eligible medical bills are shared by the community at 90%. You’re responsible for the remaining 10%, called your co-share, up to a maximum of $5,000 per household each year.
Your Monthly Share Amount May Increase Under the Following Circumstances:
Tobacco or Vaping Use
Members who use tobacco or vape will pay a $50 monthly Tobacco Assessment fee.
Member Requirements
Impact is a non-profit organization, rooted in Christian values, and guided by the principle of ‘love thy neighbor,’ and therefore, we welcome all who share a belief in community and helping others, regardless of religion or creed. To enroll, you must agree to our Guidelines and our Shared Beliefs and Ethics.
WHAT TO DO WHEN YOU NEED CARE
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Going to the Doctor
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Will my doctor accept Impact?
Will my doctor accept Impact?
If your provider is unsure or unwilling to accept Impact, please fill out the form and we will reach out to them.
Available only after an appointment is scheduled.
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What is the Wellness Concierge?
What is the Wellness Concierge?
The Wellness Concierge is a complimentary, optional service from Impact Health Sharing that helps coordinate billing and payment prior to your annual wellness visit.
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Welcome!
You’ve joined a community that puts people over profits. This page is your guide for what to do first, how to get care, and where to find answers along the way.
Looking for your Member Card?
Log in to your Member Center to view or print your digital card anytime. A printed copy will also be mailed within two weeks of your membership start date.
1
Log In to the Member Center
The Member Center is your personal resource hub for managing and navigating your membership.
- Submit and track bills
- Submit receipts for Wellness Rewards
- Schedule virutal telehealth visits
- See how the sharing dollars are being utilized
- Access additional savings for prescriptions, dental and vision
2
Schedule Your Welcome Aboard Call
Set up a quick 15-minute Welcome Aboard Call with one of our friendly Member Services Representatives—so you can hit the ground running with clarity and confidence.
On the call, we’ll walk you through:
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How to get the most out of your Impact membership
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Navigating the online Member Center with ease
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Learn about using the Wellness Concierge to schedule your annual visit.
3
Schedule Your Wellness Visit
Then reach out to the Wellness Concierge for support.
Once your annual wellness visit is on the calendar, take a moment to let us help make it easier. Our Wellness Concierge is a free, optional service that coordinates billing with your provider in advance—so your visit goes smoothly from start to finish.
Submit the form at least 5 business days before your appointment to allow time for coordination.
A FEW REMINDERS
This Welcome Guide is intended to be an easy-to-read introduction to Impact and in no way replaces, supplements, or overrides the Impact Health Sharing Guidelines. The current guidelines govern, not the guidelines in effect when you joined.
Impact Health Sharing is Secondary to Other Sources
If a member has insurance or is eligible/ qualified for any insurance benefits or other health or welfare benefits, such as an employment-related health or welfare plan, workers’ compensation insurance, homeowner’s insurance, or fraternal benefits, the member is expected to take all reasonable steps in order to qualify for such payments and to exhaust the benefits available under those resources before submitting a request for sharing.
Sharing During the First 60 Days of Membership
During the first 60 days of membership, sharing of eligible medical bills is limited to $50,000 (excluding pre-existing conditions). Discounts for prescriptions and Urgent Care Telemedicine visits with a $0 provider fee start the first month of membership.
Motorized Vehicle Accidents
Treatment related to injuries received while in motor vehicles is eligible for sharing, provided all legally required and industry-recommended safety equipment was in use. Treatment related to motorcycle accidents is limited to $100,000 per incident. Sharing will be secondary to automobile insurance. Treatment resulting from the abuse of alcohol, legal drugs or federally- classified illegal drugs, is not considered medically eligible and will not be shared.
Have Questions?
Our team is here to help you understand how Impact works for families like yours.