How Does Impact Actually Work?

Here you will find answers to questions about the sharing process, and how Impact actually works.

• Wondering what is considered a pre-existing condition?
• Where can I learn about the Impact 101 Webinar recordings?
• How do I access the Impact 101 webinar?
• Is there a decision or comparison guide? How do I decide if Impact is right for me?
• How does Impact Health Sharing work?
• Why is Healthcare Sharing Cheaper?
• Does Impact Health Sharing provide transparency?
• How does Impact manage healthcare costs?
• What is an HCS Program?
• If you're not insurance, what are you?
• Are there videos to learn more?
• Does Impact Health Sharing have any oversight?
• What happens if there are not enough funds to pay approved bills?
• If I join, when will sharing start?
• How much will it cost for me and my family?
• How do I apply?
• Does Impact Health Sharing work?
• How are changes to the Guidelines made?
• What is Sharing?
• Is this a major medical plan?
• Is Impact available in all 50 states?
• Does Impact work with an HSA (Health Savings Account)?
• As an Impact member, will I have to pay a penalty for not having insurance per the Affordable Care Act?
• Can I get a discount if I am healthy?
• How do you determine the Monthly Share Amount?
• What are the Guidelines?
• Does Impact try to keep a certain amount of money in each Member's account?
• Who determines the eligibility of medical bills?
• What is my Monthly Share Amount if I have a family of more than 3?
• Is there an option for groups?
• What are the beliefs, ethics, and standards of membership?
• How do I compare my current insurance pricing with Impact?
• What are the deductibles?
• Can I use my HSA account?
• How does Impact build reserves for the eligible expenses of the membership?
• What is Impact Health Sharing?
• Is Impact Health Sharing insurance?
• What is a Guardian/Child Only Membership?
• Healthcare Sharing Terminology
• Is there an application fee?