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If I join, when will sharing start?

How long does it take for sharing to start?

Sharing starts on the first day of your membership although sharing is limited to $50,000 during the first 60 days of membership.

For example, if you sign up on Dec. 30th and want a Jan. 1 start date, you will pay your application fee and your first month’s share no later than Dec. 30th to activate your membership.  All start dates are on the first of the month. 

For example, if you join on Dec. 30 and fall and break your leg on Jan. 1, it would be eligible for sharing (minus the PRA and co-share amounts). Please see the Guidelines for more details.