Affordable Senior Care That Works with Medicare

When it comes to senior care, we believe that aging should come with wisdom, dignity — and peace of mind about healthcare costs while also enhancing the quality of life. Yet for many Americans 65 and older, the cost of health insurance can feel more like a burden than a benefit.

Enter: Impact Health Sharing for Seniors
A modern, community-based approach to healthcare that’s affordable, ethical, and built around real people — like you.

What are the essential services included in senior care?

Essential services in senior community care typically include assistance with daily living activities, personal care, medication management, meal preparation, and personal hygiene. Additionally, many senior community care programs offer companionship, transportation to appointments, and access to social activities, ensuring a holistic approach that respects both budget and individual values.

What Is Impact Health Sharing?

Impact Health Sharing is not insurance — it’s a healthcare sharing ministry where members help share each other’s medical expenses. Think of it as a community of care, where generosity meets practicality. Seniors across the country are turning to Impact for a smarter way to handle senior care without sacrificing quality or breaking the bank.

Why Seniors Are Rethinking Their Healthcare Options

For many retirees and those nearing retirement age, insurance options can feel overwhelming:

• High monthly premiums

• Unexpected out-of-pocket costs

• Confusing networks and limitations

• Fear of being stuck in the wrong plan

With Impact Health Sharing, you’re not just another policyholder. You’re a valued member of a caring community that believes in transparency, simplicity, and putting people before profits.

5 Reasons Impact Health Sharing Works for Seniors 65+

1. Affordable Monthly Shares
Many seniors find that Impact’s pricing is far more reasonable than other options — often hundreds of dollars less per month.

2. No Surprise Bills
Transparency is key. You know exactly what your portion is before any sharing occurs. No Pre-existing limitations. No Co-share.

3. You Choose Your Provider
That’s right — no networks. With Impact, you can choose the doctors and hospitals that are right for you.

4. Faith-Based, People-Centered Care
Impact is built on Christian values — caring for others, sharing burdens, and living with integrity.

5. A Simple, Clear System That Puts You First
Simply pay your Primary Responsibility Amount (PRA) of $1000 and Impact members will share the portion of your Eligible Medical Bills that Medicare allows but does not pay completely. With sharing secondary to Medicare, this program is an incredible options for seniors

Real Seniors, Real Stories

“I was offered to continue my health insurance coverage after accepting an early retirement package from an airline company but at a very high monthly cost. Thanks to Impact I’m now paying much much less without being in a restricted to a network.”
— Chris G.

What’s the Next Step?

If you're looking for affordable senior care that aligns with your values and your budget, Impact Health Sharing might be the perfect fit.

Special considerations: All medical bills (including prescriptions) should first be submitted to Medicare. Medicare will send you a Medicare Summary Notice (MSN) or Explanation of Benefits (EOB). The EOB is a notice that you are sent in the mail every 3 months.

If you sign up for an electronic notice, you will get it monthly. You will want to do that and get them monthly to submit for more timely processing.

Download our FREE guide to explore how Impact works, what it costs, and how seniors 65+ are saving thousands each year.

Click here to get your guide and start your journey toward freedom in healthcare.

PRESCRIPTIONS for Older Adults

Seniors with Impact Health Sharing, enrolled in Medicare Part D have the additional opportunity to engage in our prescription sharing program. Medicare Part D Coverage: To be eligible for sharing prescription costs, you need to have Medicare Part D. Purchasing Your Medications: Your prescriptions must be processed through Medicare Part D first. After that, Impact for Seniors will share the remaining costs.

Is Impact a Medigap Plan?

No — Impact Health Sharing is not a Medigap supplement.

Here’s why:

Medigap plans are insurance products designed to cover the 20% that Medicare doesn’t.

These are regulated by state and federal government and sold by private insurance companies. Impact is not insurance — it’s a health care sharing ministry, which means we operate outside of traditional insurance structures.

Our Senior Program does provide an affordable, values-based way to share in medical expenses — but it is not classified as a Medigap or Medicare Supplement plan.

Since Impact is not insurance, members are required to submit their Explanation of Benefits (EOBs) for eligible medical needs in order for bills to be shared.

Final Word

Aging shouldn't mean sacrificing quality healthcare — and with Healthcare Sharing, it doesn't have to. Whether you’re newly retired, already on Medicare, or navigating your options, there's a better way to do senior care.

Join the movement. Choose freedom. Choose community.