Healthcare costs are hitting record highs, with many households seeing double-digit increases this year. According to the Kaiser Family Foundation, average annual premiums for employer-sponsored family coverage rose by 7% in 2024, reaching about $25,572, and have climbed 24% over the past five years.
For countless families, it feels like there’s no affordable option left. But the truth is—there is another way.
More and more health-conscious families are turning to healthcare sharing, a community-based approach that’s helping members save up to 50% on monthly costs without sacrificing quality of care.
This guide breaks down what healthcare sharing is, how it works, and what every family should know before deciding this open enrollment season.
Feeling Let Down by the Conventional Healthcare System?
You work hard. You live healthy. Yet month after month, year after year, you’re hit with:
✅ Rising monthly costs
✅ Overwhelming deductibles
✅ Confusing provider networks
✅ Surprise bills that disrupt your budget
It’s exhausting, stressful, and expensive.
Healthcare shouldn’t feel complicated or out of reach. You deserve care that is transparent, affordable, and aligned with your family’s lifestyle and values—care that’s easy to use and fits your life at home or on the go.
The Smarter Alternative Families Are Talking About
Families across the country are discovering healthcare sharing, a member-focused model that offers real savings without sacrificing quality or access.
This guide reveals five key insights every family should know before choosing their next healthcare solution.
1. It’s Not the Old Model—and That’s a Good Thing
Impact Health Sharing is a nonprofit, community-driven model where members share one another’s eligible medical expenses.
There are no networks, no hidden agendas, and no middlemen—just people helping people.
Plus, Impact includes a suite of complimentary perks like 24/7 Telehealth, short-term Teletherapy, Wellness Rewards, and prescription savings, giving members more value without higher costs.
2. Save Up to 50% on Average
By removing corporate profit motives and focusing on people, families are saving up to 50% compared to the old system—without giving up quality or flexibility.
- No across-the-board rate hikes in 5+ years
- Transparent pricing you can view before joining
- Family-friendly contribution options
- Complimentary member perks included
3. Get Rewarded for Living Well
Impact’s Wellness Rewards Program helps members reduce annual out-of-pocket costs by up to $150/month per household.
Do you go to the gym? → Wellness Rewards
Do you get massages or acupuncture? → Wellness Rewards
Do you take supplements? → Wellness Rewards
Do you use Direct Primary Care? → Wellness Rewards
Your healthy lifestyle choices directly translate into savings—rewarding you financially and physically.
4. Open to All (Yes, Really)
Founded on Christian principles of compassion and community, Impact Health Sharing welcomes everyone—regardless of religion or creed—into a diverse, wellness-minded community.
Members come together to share eligible medical expenses and support one another through life’s challenges.
5. Faster Payments = Better Member Experience
Impact’s technology-driven process means healthcare providers are typically paid in 15 days or less. That reliability builds trust and encourages more providers to work seamlessly with Impact members.
In fact, 98% of providers bill Impact directly through a familiar Electronic Payer ID process, leading to:
- Less stress and paperwork for members
- Predictable billing experiences
- Confidence that medical expenses are handled quickly and transparently
Is Healthcare Sharing Right for You?
Impact may not be a one-size-fits-all solution—but for families who prioritize wellness, community, and financial freedom, it can be a genuine lifeline.
Here’s how to find out if it fits your lifestyle:
1️⃣ Get your free custom quote instantly (no obligations).
2️⃣ See your exact monthly amount before you decide—no surprises.
3️⃣ Review the sharing guidelines to understand how it works.
4️⃣ Enroll in minutes and start saving today.
Rethink What’s Possible for Your Healthcare
Now is the time to explore your options. Healthcare doesn’t have to be complicated, expensive, or out of reach.
Real change begins when you choose a new path, and the power to choose is yours.
Visit SaveWithImpact.com to see how much you could keep in your pocket as an Impact Health Sharing member. Your free custom quote—with zero commitments—is just seconds away.
