What Is Healthcare Sharing — And What It Is Not | Impact Health Sharing

Healthcare sharing is a not-for-profit model that has been around since the early 1980s — and it's growing fast, because for millions of individuals, families, and small business owners, it has become the go-to alternative to the high cost of traditional health insurance. Here's the simple version: members of a healthcare sharing community, like Impact Health Sharing, come together to directly share and pay each other's medical bills. What healthcare sharing is not is equally important — it is not insurance. There are no insurance premiums, no opaque networks, and no profit-driven middlemen. Instead, members contribute a Monthly Share and gain access to a transparent, community-powered program designed to make healthcare genuinely affordable. For many families, switching to healthcare sharing saves more than $9,000 per year compared to average insurance plans.* If you've been searching for a smarter, more affordable way to handle healthcare costs, healthcare sharing — and Impact Health Sharing specifically — may be exactly what you've been looking for.

What is healthcare sharing? I'll tell you what is it and what is is not (says Phil Crysler president and CEO. It's a concept that has been around since the early 80s' but has grown significantly in recent years. the reason is that for many families and individuals and small businesses, health care sharing has become the alternative to the high-cost of health insurance. as a result 100s of 1000s of families across the country come together through the magic of technology to share the burden and pay each others medical bills. now to what it's NOT? It is not insurnace. As opposed to insurance, healthcare sharing is a non-profit approach tha enables families to access affordable health care. and for most families, healthcare sharing can same them over $9000 per year compared to average insurance plans

Stories of Impact

Real members share their personal experience with Impact Health Sharing.

Impact has opened my eyes to what a community can do. The providers I see love Impact because they are being paid within a month. Thanks for taking care of us!

- Kelsey C

I had unexpected emergency surgery, and I cant believe how easy, and simple it was to use. Everyone deserves to know about Impact and get the care they need.

– Nellie N.

We love seeing where our money is going and the families we are helping. Thank you, Impact, for continuing to improve on what I believe is the best healthcare program in America.

– James C

Usually when you pay less for something you receive less but not with Impact! With Impact there are NO NETWORK RESTRICTIONS! Choose the doctors, facilities and medical providers of your choice!

– Thomas B

I just used the FREE telemedicine consultation service right from home! The doctor called me 3 minutes later and immediately sent in a prescription to my pharmacy! My husband picked up the prescription and with my Impact card it only cost $7.50, instead of 30.00. I'm all set now and didn't even need to leave my house

– Juliane F

Just yesterday I called IMPACT to help my mom who’s on Medicare and so confused with A&B, supplemental and part D. The Impact representative offered to call and walk through everything so she could feel confident. This showed me they actually care about people.

– Greg R