How Does Maternity Care Work With Impact Health Sharing?

Impact Health Sharing facilitates sharing for maternity care, supporting members through every step of this important journey. To be eligible for sharing, members must be enrolled in Impact Health Sharing for at least 10 months before their baby's estimated due date — as recorded by the delivering provider in the member's medical record. In the event of a premature delivery, bills may still be eligible for sharing based on the estimated due date, not the actual delivery date. Eligible deliveries must be managed by a medical doctor, doctor of osteopathic medicine, nurse practitioner, physician assistant, or licensed midwife. After birth, members have a 30-day window to add their newborn to the Impact Health Sharing membership. For each pregnancy, Impact Health Sharing facilitates sharing of maternity costs up to $150,000 once the Annual Primary Responsibility Amount (PRA) and co-share have been met — including prenatal care, delivery, and post-birth maternal care. Fetal conditions known prior to joining Impact Health Sharing are considered pre-existing and are not eligible for sharing. It is essential that Impact Health Sharing is notified before any maternity treatments begin to ensure a smooth sharing process. For questions about maternity sharing eligibility, contact Impact Health Sharing directly.

Today we'll discuss how maternity care is shared with Impact Health Sharing. We understand the importance of this beautiful journey, and we're here to guide you through our sharing process.Firstly, for maternity needs to be shared, you will need to be a member of Impact Health Sharing for at least 10 months before your baby's estimated due date. We use the estimated due date that your provider records in your medical record when determining if your maternity event is eligible for sharing.In the unfortunate situation where you deliver prematurely, your bills may still be eligible because, again, we go based off of your estimated due date when determining if the maternity event is eligible, not your actual delivery date.In order to be eligible for sharing, your delivery should be managed by one of the following providers: a medical doctor, doctor of osteopathic medicine, nurse practitioner, physician assistant, or a licensed midwife.After your baby's birth, you have a 30-day window to add them to membership so they can be part of our sharing community.Let's talk about the financial aspects.
For each pregnancy, we share costs up to $150,000 once your PRA and co-share have been met. This includes care before your baby arrives, the delivery, and maternal care after birth.
There are instances that are not eligible for sharing. For example, if fetal issues were known before joining us, they are considered pre-existing and are not eligible for sharing. And if you have not been a member for the full 10 months before your estimated due date, your related bills would not be eligible for sharing.It's crucial to notify Impact before any maternity treatments. This helps us ensure a smooth sharing process, so be sure your provider notifies us of your pregnancy.Bringing a baby into the world is a joyous occasion. Remember, we're here to assist with the sharing process every step of the way. If you have questions, we're here to help.Wishing you a wonderful and healthy journey ahead.

Stories of Impact

Real members share their personal experience with Impact Health Sharing.

Impact has opened my eyes to what a community can do. The providers I see love Impact because they are being paid within a month. Thanks for taking care of us!

- Kelsey C

I had unexpected emergency surgery, and I cant believe how easy, and simple it was to use. Everyone deserves to know about Impact and get the care they need.

– Nellie N.

We love seeing where our money is going and the families we are helping. Thank you, Impact, for continuing to improve on what I believe is the best healthcare program in America.

– James C

Usually when you pay less for something you receive less but not with Impact! With Impact there are NO NETWORK RESTRICTIONS! Choose the doctors, facilities and medical providers of your choice!

– Thomas B

I just used the FREE telemedicine consultation service right from home! The doctor called me 3 minutes later and immediately sent in a prescription to my pharmacy! My husband picked up the prescription and with my Impact card it only cost $7.50, instead of 30.00. I'm all set now and didn't even need to leave my house

– Juliane F

Just yesterday I called IMPACT to help my mom who’s on Medicare and so confused with A&B, supplemental and part D. The Impact representative offered to call and walk through everything so she could feel confident. This showed me they actually care about people.

– Greg R