Birthday of the oldest person applying

How many family members are applying?

Include yourself in the total.

You are eligible to enroll in Impact's Senior Program, which works alongside Medicare Parts A & B.

At age 65, members must enroll in Impact's Senior Program, which works alongside Medicare Parts A & B. You may apply up to 60 DAYS BEFORE YOUR 65th birthday to help align the start of your Senior Program membership with Medicare.

The age submitted is under 18. An adult can create a "Guardian Membership" in which the adult stewards and pays for the membership. Pricing is the same for all ages 18 and under.

Your Program Options

Frequently Asked Questions

What is the Annual PRA?

Your Annual Primary Responsibility Amount is what your household pays each year toward eligible medical bills before those bills become eligible for sharing with the member community. You choose the level that fits your needs and budget. A lower Monthly Share comes with a higher PRA, and a higher Monthly Share comes with a lower PRA.

What is the Co-Share?

Once your annual PRA is met, eligible medical bills are shared by the community at 90%. You pay the remaining 10%, called your co-share, up to a maximum of $5,000 per household each year.

What could potentially change my monthly costs?

Tobacco or vaping use. Members who use tobacco or vape pay a $50 monthly Tobacco Assessment.

BMI assessment. If anyone on your program qualifies, an additional $125 will be added to your Monthly Share.

Both are confirmed during enrollment, so your final Monthly Share may differ from the amount shown here.

How does the sharing work?

Impact is a nonprofit healthcare sharing community, not insurance. Members contribute a Monthly Share, and the community shares eligible medical bills together.

Not every medical expense is eligible for sharing. The Guidelines explain how sharing works and what's eligible. To enroll, you'll agree to the Guidelines and the Shared Beliefs and Ethics, so it's worth reading them first. Read the Guidelines

Where should we send it?

We'll email your saved quote so you can come back to it whenever you're ready.

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Before you enroll, read the Guidelines to understand what's eligible for sharing.

What’s Included

Comprehensive Care + Complimentary Extras

As an Impact member, you get access to comprehensive healthcare plus a full suite of exclusive perks and more ways to save. Starting day one, at $0 extra cost members get:

Virtual
Telehealth Unlimited virtual doctor visits

Virtual
Teletherapy Get up to three short-term therapy

Prescription Savings Access discounts on thousands

Dental & Vision Savings Enjoy reduced rates with thousands

Understanding Your Pricing

Annual Household Primary Responsibility Amount (PRA):

The total your household pays each year toward eligible medical bills before additional expenses become eligible for sharing with the member community. Choose from four options to find the level that best fits your needs and budget.

Co-Share:

After your annual PRA is met, eligible medical bills are shared by the community at 90%. You’re responsible for the remaining 10%, called your co-share, up to a maximum of $5,000 per household each year.

Your Monthly Share Amount May Increase Under the Following Circumstances:

BMI Assessment

If anyone on your program qualifies, an additional $125 will be added to your Monthly Share.

Tobacco or Vaping Use

Members who use tobacco or vape will pay a $50 monthly Tobacco Assessment fee.

Member Requirements

Impact is a non-profit organization, rooted in Christian values, and guided by the principle of ‘love thy neighbor,’ and therefore, we welcome all who share a belief in community and helping others, regardless of religion or creed. To enroll, you must agree to our Guidelines and our Shared Beliefs and Ethics.

See Your Price

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Thousands are already saving up to 50%.

How much will you save?

Your Program Options

Frequently Asked Questions

Where should we send it?

Your quote is on the way

Understanding Your Pricing

Your Monthly Share Amount May Increase Under the Following Circumstances:

How Sharing Works

Enroll today to start saving.