What is a Primary Responsibility Amount (PRA)?
The PRA is the dollar amount a Household must pay toward their own Eligible Medical Bills during a 12-month period before their Eligible Medical Bills can be published and shared by the membership.
Members do not have deductibles. Instead, our members have a Primary Responsibility Amount (PRA).The PRA 12-month period begins on the Membership Date.
The PRA options are as follows:
- $1,000 (65 years and older only)
- $2,500
- $5,000
- $7,500
- $10,000
The PRA applies only to Eligible Medical Bills. After the PRA has been met and the Co-Share is applied, all Eligible Medical Bills will be submitted for sharing for the entire household.