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What You May Not Know about Healthcare Sharing

Impact Healthcare Sharing option


Did you know?


Impact Health Sharing keeps it simple. Funds are matched between members monthly and payments are sent directly to the providers. When you visit a provider, have them send the bill to us and we will guide you on the next steps. Once your family meets your annual Primary Responsibility Amount, other members will begin to share in your eligible medical expenses as well.


Explore the amazing benefits of being a part of this community of like-minded people choosing to care for one another instead of sending money to a big corporation.





Access a licensed doctor from the comfort of your home 24/7 with no consultation fees. These doctors can prescribe medicine 24/7, which means you have access to care when you travel, in the middle of the night, and after moving to a new city where you have yet to establish a physician. This convenient option will come in handy over and over again!


Member-to-member communication


Members have the unique opportunity to encourage and send prayers to one another. These comforting messages often bring exactly what’s needed to remind them that they are not alone and that there is a community standing behind them during a difficult time.


Anyone can join


Our membership is made up of like-minded individuals, families, and small businesses who agree with the Statement of Shared Ethics & Standards. There are no restrictions based on race, color, religion, or creed. Additionally, members agree to live by lifestyle standards that include no use of illegal drugs in the past 12 months prior to membership.


Healthcare Sharing for more than 25 years


Healthcare Sharing is a community of families, individuals, and small businesses that leverage technology to share and pay one another's medical bills. It embraces the digital age and the reality that technological advances disrupt institutions of old.



No Open Enrollment


Since Impact is not insurance, there is no limit on when you can apply. You will be able to choose which month you want your membership to begin.



Open to all religions


Impact Health Sharing is proud to be the very first healthcare sharing organization to accept all religious faiths or creeds into their sharing community. If you believe that we are on Earth to love and take care of our neighbors, then you are welcome into our Impact Health Sharing community.



Use any doctor


Impact does not use a Provider Network. Therefore, you can continue to use the doctors and hospitals of choice, including specialists.


Watch this video for information on using Impact at any provider.



Chiropractor visits


Unlike many other sharing programs, Impact members share in chiropractic therapy. Visits are limited to 50 per member per membership.



Medicare option hcsm



Available for Seniors over 65


1. If you are 65 or older, you are required to have Medicare Parts A & B to join Impact.


2. Impact is always secondary to Medicare Parts A & B. One great thing about this is that there are no preexisting condition restrictions or provider fees for Impact members with Medicare.


3. You are welcome to use your member card to access the pass-through direct pricing on prescriptions. One thing to note, for prescription costs to be eligible for sharing, members must have Medicare Part D as well.


4. All sharing will be secondary to Medicare. There is only one PRA level available to these senior adults (see pricing calculator). This program is available only on an individual membership basis.


5. The PRA for senior adults is $1,000 with no provider fee, no co-share, and no preexisting limitations.





There are dramatic savings over ACA Plans (Obamacare) and greater value than other health sharing programs. Prices start at $73/mo. for singles and $378/mo. for families. Check out pricing options here.


Everyone needs health care and if you're tired of the old way of doing things, we believe our system not only feels great, but it also works better!


Whether you have questions or want to explore the other membership perks, we invite you to visit our website or chat online with a rep!