Sharing is simple: each month pay your Monthly Share and Impact will match those funds to another member’s eligible medical expense. Then we’ll send the payment to the provider. If you have to visit a provider, have them send the bill to us and we’ll guide you on the next steps. Once your family meets your annual Primary Responsibility Amount, other members will begin to share in your medical expenses as well.
Healthcare Sharing is a fast-growing non-insurance solution to the rising cost of healthcare. It's a modern non-profit approach to the "love thy neighbor" ethic practiced by communities of faith for thousands of years. Healthcare sharing is a community of families, individuals, and small businesses that leverage technology to share and pay one another's medical bills. It embraces the digital age and the reality that technological advances disrupt institutions of old.
Yesteryear models for paying for healthcare haven't adapted and are no longer an affordable way for families to finance and reserve funds for healthcare. We're seeing the old guard institutions, stagnate, raise insurance premiums, and fail to innovate. By leaving the old behind, Impact Health Sharing is providing a new way and affordable way for families and communities to access quality healthcare.
In short everyone! Impact Health Sharing is proud to be the very first health sharing organization to accept all religious faiths or creeds into their sharing community. If you believe that we are on this earth to love and take care of thy neighbor, then you are welcome in our Impact Health Sharing community.
Everyone needs healthcare, and if you're tired of the old way of doing things, we believe our system not only feels great, but it also works better!
No matter how healthy you are today, life happens. It’s more than likely that you, or someone you love, will have a health event that becomes a financial threat in your future. During those stressful times, it's good to know that there's a community of like-minded people who are coming together to create something better and kinder. A community helping you succeed in your time of need, big or small.
If you're a small business, or just a family looking to protect yourself from massive healthcare costs, we have something for you.
Please take a moment to read our Statement of Shared Ethics & Standards.
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Impact Health Sharing is not insurance. It is a not-for-profit organization and does not guarantee payment of members’ medical bills. Impact Health Sharing is not regulated as insurance. Certain states require health sharing organizations to publish a disclosure to more clearly be exempted from insurance regulation. While Impact Health Sharing is not insurance and therefore, need not necessarily qualify for such exemptions, Impact Health Sharing has elected to publish these exemptions. You can review the disclosure required for the state in which you reside here: View Disclosures.
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