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How It Works?

Sharing is simple: each month pay your Monthly Share and Impact will match those funds to another member’s eligible medical expense. Then we’ll send the payment to the provider.  If you have to visit a provider, have them send the bill to us and we’ll guide you on the next steps. Once your family meets your annual Primary Responsibility Amount, other members will begin to share in your medical expenses as well.

What is Healthcare Sharing?

Healthcare Sharing is a fast-growing non-insurance solution to the rising cost of healthcare. It's a modern non-profit approach to the "love thy neighbor" ethic practiced by communities of faith for thousands of years. Healthcare sharing is a community of families, individuals, and small businesses that leverage technology to share and pay one another's medical bills. It embraces the digital age and the reality that technological advances disrupt institutions of old.

Yesteryear models for paying for healthcare haven't adapted and are no longer an affordable way for families to finance and reserve funds for healthcare. We're seeing the old guard institutions, stagnate, raise insurance premiums, and fail to innovate. By leaving the old behind, Impact Health Sharing is providing a new way and affordable way for families and communities to access quality healthcare.

Who is it for?

Who is it for?

In short, everyone ... regardless of race, color religion or creed.

Everyone needs healthcare, and if you're tired of the old way of doing things, we believe our system not only feels great, but it also works better!

No matter how healthy you are today, life happens. It’s more than likely that you, or someone you love, will have a health event that becomes a financial threat in your future. During those stressful times, it's good to know that there's a community of like-minded people who are coming together to create something better and kinder. A community helping you succeed in your time of need, big or small.

If you're a small business, or just a family looking to protect yourself from massive healthcare costs, we have something for you.

Shared Beliefs & Ethics

Impact Health Sharing is a  non-for-profit organization that exists to bring together individuals and families in shared acts of common good. We welcome all, regardless of race, color, religion, or creed who are willing to honor and abide by the "Shared Ethics and Standards" by which we operate.

We are a community that shares a common belief that by coming together, sharing together, and acting together, we gain greater opportunities for health and freedom in our family’s future.
 

Please take a moment to read our Statement of Shared Ethics & Standards.

Statement of Shared Ethics & Standards

Program Guidelines

Impact Health Sharing is a not-for-profit health care sharing organization that facilitates sharing medical bills with one another. Impact Health Sharing is not insurance. We invite you to read our Program Guidelines in order to familiarize yourself as to the specifics of our healthcare sharing program.
  • Impact Health Sharing - Program Details
  • Membership
  • Bill Sharing
  • Conditions of Sharing
  • Glossary of Terms

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Contact Us

Monday – Friday: 9:00 am to 5 pm ET.

Send Us a Message!

855-378-6777 

Members in a Healthcare Sharing Organization such as Impact Health Sharing are exempt from the individual mandate in the Patient Protection and Affordable Care Act found in 26 United States Code §5000A(d)(2)(B). Impact Healthcare Sharing is not insurance. It is a not-for-profit organization and is not guaranteed in any way. Impact Healthcare Sharing is exempt from insurance regulation. The following states require a notice for Impact Health Sharing to qualify for an exemption from insurance regulation with the Impact Healthcare Sharing offering. While Impact Health Sharing is not insurance and therefore, need not qualify for such exemptions, Impact Health Sharing has elected to publish these exemptions. You can review the disclosure required for the state in which you reside: View Disclosures.