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How Impact Keeps Health Care Prices Low For You

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How Impact Keeps Health Care Prices Low For YouHow Impact Keeps Health Care Prices Low For You

Healthcare Sharing options have continued to rise in popularity over the last decade, and a common reason for such popularity is how affordable it is. Health insurance plans typically come with high deductibles and high premiums. In contrast, healthcare sharing options cut unnecessary costs. 





Impact keeps healthcare prices low by offering Doctors anywhere, anytime.

Families with busy schedules can enjoy free Telehealth doctor visits with their membership; this makes a significant difference for families with multiple children. How many times have you had to take your sick child and non-sick child to the doctor simultaneously exposing everyone to unnecessary germs?

Telehealth also allows you to travel and never be concerned if you have a surprise cold or rash that prevents you from enjoying a vacation or family time. Telehealth is a vital benefit on the go. Doctors can be accessed 24/7 and prescribe medication for you to pick up almost immediately. Save money on gas, save time, reduce stress, have no copays, and prevent unwanted exposure to germs.



"In two years, we have saved $9600. We have had no problems with providers. They take down our information and file our claims." - Impact member Marilyn A.



Impact keeps healthcare prices low by offering no network restrictions.

Many insurance options require you to stay within a specific network, causing you to lose your favorite physicians with whom you've built trust and history. They also tend to cost more if you stay with your out-of-network provider. But Impact Health Sharing has no network restrictions so that you can see any provider you like. If you are unsure what to say when you go to the doctor, we have put together a detailed description of how to explain Healthcare Sharing here.



Impact keeps healthcare prices low by offering prescription discounts.

With Impact, members can look up the cost of each prescription before choosing a pharmacy.


Prescription medication expenses for prescribed drugs that may be dispensed, injected, or administered may be credited toward the PRA if they are not considered a treatment for chronic conditions preexisting when the member joined Impact.

Prescription medications must be purchased using the member ID card (see RX information). Members pay 100% of the prescription amount at the pharmacy.

After the member's PRA has been met, the prescription amount may be shared as follows:

After the first $25 on generic drug prescription.
After the first $50 on brand name prescription when a generic is unavailable.
Prescription medications must be purchased using the member ID card. (see Rx information on the card)
Members pay 100% of the prescription amount at the pharmacy.
Prescription drugs may be dispensed, injected, or administered.
Psychotropic medication and birth control expenses are not eligible for sharing.


"In the past 2 months, I have saved $110 on my prescriptions." - Impact Member, Liza B.


affordable healthcare

Impact is a smart Healthcare Sharing choice for families who want to save.

Families come in all shapes and sizes, which is why Impact Health Sharing's family plan is for any family unit of 3 or more. With over 500 unique price points, you'll be able to find an option that works best for you and your household budget!

Impact is a smart Healthcare Sharing choice for Seniors who want to save.

Impact Health Sharing is available to anyone over 65 with Medicare Parts A, B, and D. Once you have met your annual PRA (Primary Responsibility Amount), 100% of your Eligible Medical Bills (not paid by Medicare) will be shared by the Impact members.

Impact is a smart Healthcare Sharing choice for Small business owners who want to save.

With Impact for small businesses, employers and employees get all of the benefits of Impact billed as a group.

Impact is a smart Healthcare Sharing choice for individuals who want to save.

Impact Health Sharing is an excellent choice for single people, but here are a few other times an individual membership makes sense.

A spouse not covered in an employer plan.
A child or dependent (until they are 26) is not covered in an employer plan.
A grandparent is looking for a plan for their grandchild.

It's okay to get creative with your health care.

 

Learn More about Impact

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