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Harper Family

Mom, Dad, 3 children  Age: 36, 34, 12, 11, 8
Occupation: Stephen is a Real Estate Agent and Nora works full-time as a teacher at her children’s private school.

Stephen and Nora have a busy schedule and need a healthcare option that does all the work. Currently, Stephen works for himself. Nora’s employer offers healthcare that would cost over half of her paycheck to cover the whole family.  

Location: Northern Suburbs   
Income:  Upper-Middle
Education: Bachelors Degree and Master’s Degree

 

Health Concerns

Stephen has no health concerns but likes to stay on top of his annual bloodwork because the men in his family have a history of heart disease. He understands the importance of preventing disease. 
Nora has a history of allergies and can’t imagine going another summer without something to calm her itchy eyes since the over-the-counter options aren’t helping. The children need annual physicals for school sports as well as checkups and vaccinations. 

Goals

Annual wellness and bloodwork should be included as well as a backup for accidents and emergencies. 

Nora would love to have a healthcare option that includes Telehealth for those late-night fevers or weekend bee stings and colds.

Impact Health Sharing Member

The Harper family chose a PRA of $7500. They use Telemedicine when their children get a cold or an unexpected rash. They have Impact as a backup for emergencies and are saving thousands each year by making the switch to Impact from insurance. Recently their eleven-year-old son sprained his wrist while playing basketball with friends.

They took him to Urgent Care and had x-rays, and received a brace. They submitted the bill to Impact, and it was discounted from $500 down to $169.00. Since the household PRA had not been met yet, they were responsible for that amount, and it was applied to their PRA, leaving a balance of $7331.
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"When you head on out to the Moon, in very short order, and you get a chance to look back at the Earth, that horizon slowly curves around in upon himself, and all of sudden you are looking at something that is very strange, but yet is very, very familiar, because you are beginning to see the Earth evolve."
Gene Cernan Astronaut, Apollo 17