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How A Healthcare Cost Sharing Program Benefits Solopreneurs

healthcare sharing for solopreneurs

How A Healthcare Cost Sharing Program Benefits Solopreneurs


Healthcare Sharing organizations have been around for over two decades! Not all are created equal, and doing your due diligence before selecting one is essential.


We have spent some time putting together resources that will guide you on what to watch out for and why it may or may not be the best choice for your needs if you are a solopreneur. 


For most solopreneurs and small business owners, we have found that Healthcare Sharing options are often the most cost-effective option and offer the most freedom.

How do you get insurance when you work for yourself? 


You’ve probably noticed an Open Enrollment period when you have the opportunity to sign up for insurance. However, there can be special circumstances that could allow you to enroll outside of that time. And if you have been cornered into traditional insurance, you could be spending much more than you want to with little coverage for your needs. According to a 2021 Kaiser Family Foundation report, The average annual health insurance premium for small firms was $7,813 for single coverage, of which employers contributed $6,485, or 83%.

Is Health Sharing Right For Me? Here's How Impact Helps Solopreneurs Grow.

Impact Healthcare Sharing is the best healthcare option for solopreneurs, small groups, small businesses, schools, contractors, and other small organizations. There is a learning curve if you have only used traditional insurance, and you should always shop around and compare pricing and coverage.


Here’s how being a member of Impact helps Solopreneurs.


  • Membership with a Healthcare Sharing organization is typically significantly cheaper than conventional insurance. 
  • You can sign up whenever you want, and no need to wait for a particular enrollment period.
  • Being a Healthcare Sharing member gives you the freedom to do the work you love and not become tied to a career at a company that you no longer want to be at.
  • With Impact Health Sharing, you can choose any provider. There are no networks!
  • One of the most incredible things about health share plans is that some allow you to see where your money is going.
  • Virtual doctor visits have a $0 provider fee for members. Available on the go, day and night.

Should I wait for Open Enrollment before making changes to my current healthcare?

Generally, if you run your own business and have no employees or are self-employed, your business won’t qualify for group coverage. You can purchase qualified health coverage through the Marketplace for individuals and families. If you are looking to grow your business, Impact does offer Impact for Groups.

business owner


How does Impact for Groups work?

Impact Groups will launch to enable employers, and their employees, to capture the benefits of Impact Health Sharing through a new “group billing” solution.  We understand how difficult it is for small organizations and business owners to find affordable options that provide employees access to quality health care, and we are ready to help. 


  • Monthly Group Bill
  • Group Dashboard & Management
  • Personalized Enrollment
  • Spouses and Families Are Welcome.

    Don’t keep pouring your profits into healthcare costs! 

Whether you are a solopreneur or small business owner or you are thinking about becoming one, there are challenging decisions that you will most likely face, with the biggest one often being healthcare. We are here to help and walk you through the benefits of joining Impact Health Sharing.

Learn more about Impact Health Sharing membership.