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What is required for membership?

Impact Health Sharing membership requirements at a glance:

The Impact Health Sharing membership requirements include the following:
  • Members cannot use illegal drugs.
  • Medical information is provided during the application process. If an applicant or a member fails to disclose medical history, lifestyle habits, or choices that may disqualify them from membership, and that information is discovered, medical bills will not be shared and/or their membership may be canceled.  
  • Applicant must have a U.S-issued Social Security Number and a valid Identification Card issued by the U.S., or Applicant must have an Individual Taxpayer Identification Number (ITIN) as well as a government-issued Identification Card issued by Mexico, Canada, Guatemala, and/or the United States.
  • Participation in Impact Health Sharing will be online, and monthly share contributions must be made using Electronic funds transfers (EFTs). The contributions will be electronically transferred from the member’s bank account to a virtual share account in order to send funds to other members. Receiving members will receive those funds in bill-pay accounts, the sole purpose of which will be to pay eligible bills.
  • Body Mass Index (BMI) Assessment
    Body Mass Index (BMI) Established assessment criteria (based on weight and height) may require applicants to pay an additional monthly amount of $125. In order to remove this additional amount, members must provide documentation that shows they have lowered their BMI below the set criteria. You will be notified during the application process, before you join, if you qualify for this additional amount. The BMI Assessment does not apply to the Senior (65+) Program.
  • Tobacco Use Assessment
    Members who use tobacco or vape regularly are required to pay a Tobacco Assessment of $50 per month. Members who do not disclose this information may be subject to membership termination if it is determined after the membership date. You will be notified during the application process, before you join, if you qualify for this additional amount. The Tobacco Assessment does not apply to the Senior (65+) Program.
  • An adult child (18-25) must meet the same requirements in order to be on their parent's household membership and have their Eligible Medical Bills shared.