What is considered a preexisting condition?

Preexisting medical conditions are conditions in which symptoms, diagnosis, or treatment occurred 36 months prior to membership.

A preexisting medical condition* is eligible for Sharing if the condition was 36 consecutive months without treatment or symptoms before joining Impact Health Sharing. 

Treatment includes the following:

  • Care or services
  • Diagnostic measures
  • Prescribed drugs or medications
  • High blood pressure or high cholesterol, which is controlled through medication, will not be considered a preexisting medical condition* for purposes of determining eligibility for future vascular or cardiac events.

 

*The preexisting medical condition limitations do not apply to members 65 years and older.