Members do not have deductibles. Instead, our members have a Primary Responsibility Amount (PRA).
The PRA options are as follows:
- $1,000 (65 years and older only)
- $2,500
- $5,000
- $7,500
- $10,000
The PRA is the annual amount a Member Household is responsible for before medical bills can be approved for sharing. The PRA applies only to Eligible Medical Bills. After the PRA has been met, and the co-share is applied, all Eligible Medical Bills will be submitted for sharing for the entire household.