Do you have an option for senior adults 65 and older?

Yes. Adults over the age of 65 with Medicare Parts A and B can be members of Impact Health Sharing.

Adults over the age of 65 with Medicare Parts A and B. Eligible medical bills for members 65 or older are eligible for sharing with no co-share amount. Sharing is secondary to Medicare and is based on the difference between the Medicare allowable charges and the actual amounts paid by Medicare. The member must submit a copy of
the Medicare Explanation of Benefits, in order for Impact to process bills.

The Pre-Existing Medical Condition limitations do not apply to members 65 years old and older. 

Members 65 and older must have Medicare Part D for prescription costs to be eligible for sharing. All sharing will be secondary to Medicare.

Not eligible for sharing:
• Treatment for members age 65 or older that is
not Medicare-eligible.
• Treatment for members age 65 or older that are
not enrolled in Medicare.
The tobacco assessment does not apply to Seniors, but BMI assessment does.

The PRA for senior adults is $1,000 with no Provider Fee, no Co-Share, and no Preexisting limitation.

The tobacco assessment does not apply to Seniors, but BMI assessment does.