Do I have to pay my Primary Responsibility Amount (PRA) upfront?

Yes and No....

The PRA is the annual amount a Member Household is responsible to pay for before eligible medical bills will be approved for sharing. The PRA must be paid in advance of sharing.

These two exceptions are shared by members 100% even if the PRA has not been met:

• One annual physical
• $150 lab credit

Please note that all other eligible medical bills will only be shared into after the household PRA has been met.