Can I use any doctor or specialist I want?

Yes, you can use any doctor. Impact does not use a Provider Network.

Instead, it contracts with a third-party company that uses referenced-based pricing to control costs by discounting bills to what is a fair and reasonable payment for services rendered.

Keep in mind that to be Eligible for Sharing, testing and treatment must be CMS or FDA-approved and submitted on a CMS 1500 or a UB and IB form and ordered by any of the following physicians:

  • Medical Doctor (M.D.)
  • Doctor of Osteopathy (D.O.)
  • Nurse Practitioner (N.P. or A.P.R.N.)
  • Physician’s Assistant (P.A.)
  • Doctor of Podiatric Medicine (D.P.M.)
  • Dentist (D.D.S. or D.M.D.)
  • Midwife
  • Ophthalmologist
  • Doctor of Chiropractic (D.C.)

These CMS or FDA-approved tests and treatments must occur at one of the following locations:

  • Hospital
  • Surgery center
  • Clinic
  • Doctor’s office
  • Diagnostic facility 

Diagnosis and treatment are to be performed in the U.S. to be Eligible for Sharing, except in emergencies.