Are there sharing caps or limits?

Yes, while there is no lifetime limit on sharing, there are some sharing limits.

  • For the first 60 days of membership, each member is eligible to have up to $50,000 of their Eligible Medical Bills shared. (preexisting conditions excluded).
  • Maternity sharing is limited to $150,000 per single pregnancy event.
  • There is an annual sharing cap of $500,000 per member, but

  • no lifetime limit on sharing.