Are there sharing caps or limits?

Yes, while there is no lifetime limit on sharing, there are some sharing limits.

• For the first 60 days of membership, members are eligible to have up to $50,000 of their Eligible Medical Bills shared (excluding pre-existing conditions). Does not apply to newborns added within 30 days of birth. 
• Maternity sharing is limited to $150,000 per single pregnancy event.

• There is an annual sharing cap of $500,000 per member, but

• no lifetime limit on sharing.