Across the nation, healthcare premiums are climbing yet again as 2026 approaches. But at Impact Health Sharing, members can breathe easier—because for the fifth consecutive year, monthly share rates remain steady, as recently reported in Business Wire.
While other programs pass along higher costs, Impact is doing the opposite: adding new and enhanced perks to make healthcare even more accessible, affordable, and wellness-focused—all at no additional cost to members.
Since launching in 2020, Impact members have shared and saved more than $275 million in eligible medical bills and continue to save up to 50% each month on average compared to insurance.
Impact’s nonprofit structure and transparent model empower members to share one another’s medical expenses while enjoying a community built on trust, transparency, and care.
➡️ Learn more about how Impact Health Sharing works and why it’s a smarter alternative to rising insurance premiums.
Impact’s latest round of member advantages reflects a continued commitment to innovation and whole-person care. All perks are included with membership—no extra fees, no hidden costs.
Members now enjoy Short-Term Teletherapy—three sessions per month, per topic—for practical, solution-focused mental health support. This comes in addition to unlimited 24/7/365 Telehealth visits.
Generic prescriptions priced at $10 and under are now completely free at participating pharmacies, helping members save on the medications they rely on most.
A new pharmacy savings system scans 30 networks, 65,000+ pharmacies nationwide, and manufacturer coupons to find the lowest available price on brand and specialty drugs—automatically.
Impact Health Sharing’s Wellness Rewards program helps members save on their Personal Responsibility Amount (PRA) by making healthy choices. From gym memberships to massages, members are rewarded for investing in their well-being.
➡️ Curious about how your Personal Responsibility Amount fits into your plan? Check out our guide: What Is a Personal Responsibility Amount (PRA)?
“Members come first—that’s always been our mission,” said Phil Chrysler, President and CEO of Impact Health Sharing. “We know people are facing rising costs on everything from groceries to utilities. Healthcare shouldn’t be a luxury, and Impact aims to be a source of support for those who prioritize their health and wellness.”
Founded on Christian values and the principle of love thy neighbor, Impact unites a diverse, wellness-minded community that welcomes all—regardless of religion or creed—to share eligible medical bills and support one another in times of need.
Through a tech-forward platform, members enjoy:
These values and efficiencies have made Impact one of the most trusted names in health care sharing today.
Impact Health Sharing continues to prove that healthcare can be both affordable and empowering—without the financial strain of rising premiums.
👉 Ready to see how much you could save?
Get your free quote today and experience the difference of a community built on care, compassion, and connection.