Get Rewarded for Healthy Living

Save up to 50% per month on healthcare.

Plus, enjoy complimentary perks and rewards for healthy choices like supplements, gym memberships, and massages.

Understanding Your Pricing

Annual Household Primary Responsibility Amount (PRA):

The total your household pays each year toward eligible medical bills before additional expenses become eligible for sharing with the member community. Choose from four options to find the level that best fits your needs and budget.

Co-Share:

After your annual PRA is met, eligible medical bills are shared by the community at 90%. You’re responsible for the remaining 10%, called your co-share, up to a maximum of $5,000 per household each year.

Your Monthly Share Amount May Increase Under the Following Circumstances:

BMI Assessment

If anyone on your program qualifies, an additional $125 will be added to your Monthly Share.

Tobacco or Vaping Use

Members who use tobacco or vape will pay a $50 monthly Tobacco Assessment fee.

Member Requirements

Impact is a non-profit organization, rooted in Christian values, and guided by the principle of ‘love thy neighbor,’ and therefore, we welcome all who share a belief in community and helping others, regardless of religion or creed. To enroll, you must agree to our Guidelines and our Shared Beliefs and Ethics.

What's Included

Comprehensive Care + Extras At $0 Extra Cost

As an Impact member, you get access to comprehensive healthcare plus a full suite of exclusive perks and more ways to save.

Starting day one, at no extra cost, members get:

Wellness Rewards

Earn up to $150/month, per household for things like gym memberships, massages and more. (applied to reducing your annual out-of-pocket costs)

24/7 Telehealth

Unlimited access to virtual visits for non-emergency needs, anytime, anywhere.

Short-Term Teletherapy

Up to three virtual visits per month, per topic, per member.

Prescription Savings

$0 Generic medications (if under $10) + significant savings on brand and specialty prescriptions with manufacturer coupons applied automatically when available.

Annual Wellness Visit & Labs

Shared 100% by the community, every member can get an annual wellness visit and even keep their current doctor, plus up to $150/member, per year in routine labs.

Concierge Service

For annual wellness visits, Impact handles the payment details directly with your provider in advance of your appointment. A great way to introduce Impact to your primary provider.

Dental & Vision Savings

Reduced costs available immediately.

See My Savings

Additional Savings for Living Well

Do you have a gym membership?

Do you take supplements?

Do you get massages or acupuncture?

Do you have a Direct Primary Care membership?

Do you have a fitness subscription/app like Peloton?

If you answered 'YES' to any of the above, or invest in a healthy lifestyle in other ways, you can earn up to $150/month in additional savings as an Impact member. Because taking care of yourself should be rewarded.

Wellness Rewards are per household and applied to reducing your annual household responsibility amount. Not applicable for the Senior program.

Impact for Seniors 65+

For Seniors 65 and older, Impact works alongside Medicare Parts A & B to help fill the gaps that Medicare allows but does not fully pay.

Members enrolled in the Senior program get:

Eligible sharing by the community in costs Medicare allows but does not fully pay (after the $1,000 annual PRA is paid)
Freedom to keep your trusted providers—no network restrictions
No pre-existing condition limitations
Prescription sharing with Medicare Part D
Unlimited 24/7 Telehealth virtual visits for non-emergency needs
Short-Term Teletherapy—up to three visits, per month, per topic.
Dental & Vision Savings—reduced costs available immediately

Real Members. Real Stories.

Impact Health Sharing has been such a blessing to our family. They’ve been with us through pregnancies, surgeries, and even emergency situations—and we’ve never had to stress about the cost.

Fallon P.
Impact Member

Choosing Impact to complement my Medicare A&B has been the best decision! After a recent surgery, Medicare paid 80% and after my $1,000 PRA, Impact paid the rest. No issues. No confusion.

TIM M.
Impact Senior Member

I’m forever grateful to the Impact community. My wellness visit uncovered a serious condition that required surgery. That one appointment may have saved my life.

David C.
Impact Member

Real Stories | Real Members

Simple, Transparent, Affordable Healthcare

Impact Health Sharing is a non-insurance alternative that's a smart, affordable way to manage your healthcare costs. Members save up to 50% a month on average—without surprise rate hikes or hidden fees. In fact, we’ve never issued a universal price increase in over five years of business. Instead, we keep adding more value and more ways to save, at no extra cost.

It’s a more people-centered, tech-friendly, affordable alternative—focused on people over profits, community and healthy living.

Learn More

Start your journey to stress-free, affordable healthcare.

Get Your Free Quote

See your personalized pricing in seconds.

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Review the Guidelines

Learn how sharing works and see if it fits your needs.

Learn More

Enroll and Start Saving

Become part of a community that puts people over profits.

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